Specialty Insurance Products – These alternative insurance products compliment standard insurance plans offered to employees, providing access to employees not covered under group health plans. These products broaden and enrich an organization’s overall employee benefit package, allowing companies to offer their employees a wider variety of options at little or no cost to the organization.

Specialty Products Discount Card Advance Benefits provides substantial discounts for prescription drugs, mail order drugs, dental, vision, hearing as well as chiropractic, lasik surgery, mail order vitamins, and eDiet. Also, includes emergency medical record service and a 24-hour Nurse Hotline. It is extremely affordable and simple to use, providing benefits to the consumer at point of service. In comparison with other National Discount Plans, it offers the most extensive benefits for the lowest price. Limited Medical Program Med Options provides a basic first dollar coverage for the most commonly used medical procedures. Benefits are capped at a specific amount for occurrence and the number covered occurrence are limited. Included is a fully insured dental and vision plan, complemented by a prescription drug card offering a co-payment on generic drugs. It is an affordable alternative to a major medical plan. Medical coverage is underwritten by American Public Life, which is owned by American Fidelity Group and is A+ rated. This program has been filed and approved by the State of Florida Department of Insurance. Tax Credit Program Offered through Tax Break, LLC, the tax credit program is a web based technology and processing center that certifies and administers State and Federal tax credits available to employers, dramatically simplifying a previously difficult process to manage. Service is performed on a contingency basis.

Tax Credit On Line Employers can take advantage of Federal and State Tax Credits that are not normally accessed as they are difficult to administer, by using the web based Tax Credit software.